EduCalc: Calculate Your Degree's ROI After 12th (HSC)

Select a course to see its cost, salary, payback period, and Cost to Income Ratio (CIR).

Total Estimated Cost: ₹ --
Average Starting Salary (p.a.): ₹ --
Payback Period: --
Cost to Income Ratio (CIR) over 20 Years:
Year 1: -- % Year 2: -- % Year 3: -- % Year 4: -- % Year 5: -- % Year 10: -- % Year 15: -- % Year 20: -- %

What do these numbers mean?

Payback Period: The estimated time it takes to earn back your initial course cost from your salary. A shorter period is better.

Cost to Income Ratio (CIR): This shows what percentage of your annual salary the course fee represents. For example, a CIR of 16.7% means the course fee is only 16.7% of your first year's salary. A salary hike of 10% is assumed here. A lower CIR is better, as it indicates a quicker return on your educational investment.

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